Indonesia

Fieldwork summary

  • Enumeration was completed in 72 out of 96 initial sampled blocks.
  • 18 of the 72 initial sampled blocks enumerated resulted in expansion to adjacent blocks
  • 184 blocks (including both initial sampled and expansion blocks) were enumerated.
  • In total, 4460 business were found during enumeration
  • Of all businesses, 2,887 (65%) were eligible for the study
  • Of eligible businesses, 905 (31%) were selected at random for interview
  • Of selected businesses, 812 (90%) were successfully interviewed
  • Successful interviews originate from 20 initial sampled blocks
Figure 1: Geographic distribution of enumerated blocks

The business landscape

Figure 2: Estimated business population by size and sector

Figure 3: MSE sample characteristics

Figure 4: MSEs by sector of production

Figure 5: MSE revenues and productivity

Figure 6: Changes in MSE outcomes in past year

The small firm owner

Figure 7: Gender composition of MSEs by sise and sector

Figure 8: MSE owner characteristics

Figure 9: Pyschographic characrteristics of SME owners or managers, by gender

Figure 10: Correlation between owner’s motivations, goals and attitudes to risk

Figure 11: Correlation between owner’s motivations, goals and attitudes to risk

Figure 12: Relationship between owner’s gender and motivations, goals and attitudes to risk

Figure 13: MSEs and codependence with owner’s household

Digital technology

Figure 14: Access to connectivity and devices

Figure 15: Predictors of digital technology adoption

Figure 16: Digital technology adoption by use case

Figure 17: Depth of digital technology adoption

Figure 18: Digital technology adoption factors

Figure 19: Relationship between internet-connectivity and firm-level labor productivity

Figure 20: Relationship between digital technology and firm-level labor productivity

Figure 21: Relationship between digital technology adoption and firm-level labor productivity

Figure 22: Relationship between breadth of digital technology adoption and firm-level labor productivity
Figure 23: Relationship between digital technology and financial resilience
Figure 24: Relationship between digital technology adoption and financial resilience

Financial services

Figure 25: Financical accounts and savings

Figure 26: Merchant payments

Figure 27: Demand for credit

Figure 28: Barriers to credit

Figure 29: Impacts of digital financial services

Figure 30: Insurance usage

Figure 31: Relationship between financial services and firm-level labor productivity
Figure 32: Relationship between financial services and financial resilience

Consumer protection

Figure 33: Challenges with loan repayment

Figure 34: Consumer protection issues

Risks and Resilience

Figure 35: Risks: General

Figure 36: Risks: Climate

Figure 37: Risks: Impacts

Figure 38: Financial resilience

Figure 39: Other dimensions of business resilience

Figure 40: Resilience capital