Enumeration was completed in 72 out of 96 initial sampled blocks.
18 of the 72 initial sampled blocks enumerated resulted in expansion to adjacent blocks
184 blocks (including both initial sampled and expansion blocks) were enumerated.
In total, 4460 business were found during enumeration
Of all businesses, 2,887 (65%) were eligible for the study
Of eligible businesses, 905 (31%) were selected at random for interview
Of selected businesses, 812 (90%) were successfully interviewed
Successful interviews originate from 20 initial sampled blocks
Figure 1: Geographic distribution of enumerated blocks
The business landscape
Figure 2: Estimated business population by size and sector
Figure 3: MSE sample characteristics
Figure 4: MSEs by sector of production
Figure 5: MSE revenues and productivity
Figure 6: Changes in MSE outcomes in past year
The small firm owner
Figure 7: Gender composition of MSEs by sise and sector
Figure 8: MSE owner characteristics
Figure 9: Pyschographic characrteristics of SME owners or managers, by gender
Figure 10: Correlation between owner’s motivations, goals and attitudes to risk
Figure 11: Correlation between owner’s motivations, goals and attitudes to risk
Figure 12: Relationship between owner’s gender and motivations, goals and attitudes to risk
Figure 13: MSEs and codependence with owner’s household
Digital technology
Figure 14: Access to connectivity and devices
Figure 15: Predictors of digital technology adoption
Figure 16: Digital technology adoption by use case
Figure 17: Depth of digital technology adoption
Figure 18: Digital technology adoption factors
Figure 19: Relationship between internet-connectivity and firm-level labor productivity
Figure 20: Relationship between digital technology and firm-level labor productivity
Figure 21: Relationship between digital technology adoption and firm-level labor productivity
Figure 22: Relationship between breadth of digital technology adoption and firm-level labor productivity
Figure 23: Relationship between digital technology and financial resilience
Figure 24: Relationship between digital technology adoption and financial resilience
Financial services
Figure 25: Financical accounts and savings
Figure 26: Merchant payments
Figure 27: Demand for credit
Figure 28: Barriers to credit
Figure 29: Impacts of digital financial services
Figure 30: Insurance usage
Figure 31: Relationship between financial services and firm-level labor productivity
Figure 32: Relationship between financial services and financial resilience
Consumer protection
Figure 33: Challenges with loan repayment
Figure 34: Consumer protection issues
Risks and Resilience
Figure 35: Risks: General
Figure 36: Risks: Climate
Figure 37: Risks: Impacts
Figure 38: Financial resilience
Figure 39: Other dimensions of business resilience
Figure 40: Resilience capital
Figure 1: Geographic distribution of enumerated blocksFigure 2: Estimated business population by size and sectorFigure 3: MSE sample characteristicsFigure 4: MSEs by sector of productionFigure 5: MSE revenues and productivityFigure 6: Changes in MSE outcomes in past yearFigure 7: Gender composition of MSEs by sise and sectorFigure 8: MSE owner characteristicsFigure 9: Pyschographic characrteristics of SME owners or managers, by genderFigure 10: Correlation between owner’s motivations, goals and attitudes to riskFigure 11: Correlation between owner’s motivations, goals and attitudes to riskFigure 12: Relationship between owner’s gender and motivations, goals and attitudes to riskFigure 13: MSEs and codependence with owner’s householdFigure 14: Access to connectivity and devicesFigure 15: Predictors of digital technology adoptionFigure 16: Digital technology adoption by use caseFigure 17: Depth of digital technology adoptionFigure 18: Digital technology adoption factorsFigure 19: Relationship between internet-connectivity and firm-level labor productivityFigure 20: Relationship between digital technology and firm-level labor productivityFigure 21: Relationship between digital technology adoption and firm-level labor productivityFigure 22: Relationship between breadth of digital technology adoption and firm-level labor productivityFigure 23: Relationship between digital technology and financial resilienceFigure 24: Relationship between digital technology adoption and financial resilienceFigure 25: Financical accounts and savingsFigure 26: Merchant paymentsFigure 27: Demand for creditFigure 28: Barriers to creditFigure 29: Impacts of digital financial servicesFigure 30: Insurance usageFigure 31: Relationship between financial services and firm-level labor productivityFigure 32: Relationship between financial services and financial resilienceFigure 33: Challenges with loan repaymentFigure 34: Consumer protection issuesFigure 35: Risks: GeneralFigure 36: Risks: ClimateFigure 37: Risks: ImpactsFigure 38: Financial resilienceFigure 39: Other dimensions of business resilienceFigure 40: Resilience capital