Figure 9: Pyschographic characrteristics of SME owners or managers, by gender
Figure 10: Pyschographic characrteristics of SME owners or managers, by gender
Figure 11: Correlation between owner’s motivations, goals and attitudes to risk
Digital technology strands
Figure 12: Summary measures of financial access
Digital technology
Figure 13: Access to connectivity and devices
Figure 14: Drivers of overall technology adoption
Figure 15: Applications of digital technology
Figure 16: Depth of digital technology adoption
Figure 17: Non-financial digital technology adoption factors
Figure 18: Relationship between internet-connectivity and firm-level labor productivity
Figure 19: Relationship between digital technology and firm-level labor productivity
Figure 20: Relationship between general digital technology adoption and subjective growth
Figure 21: Relationship between digital technology adoption and firm-level labor productivity
Figure 22: Relationship between digital technology adoption and firm-level labor productivity
Figure 23: Relationship between depth of digital technology adoption and firm-level labor productivity
Financial services
Figure 24: Summary measures of financial access
Figure 25: Financical accounts and savings
Figure 26: Merchant payments
Figure 27: Demand for credit
Figure 28: Barriers to credit
Figure 29: Impacts of digital financial services
Figure 30: Insurance usage
Figure 31: Relationship between financial services and firm-level labor productivity
Figure 32: Relationship between financial services and financial resilience
Figure 33: Relationship between financial services and firm growth
Figure 34: Relationship between financial services and capital investment
Consumer protection
Figure 35: Challenges with loan repayment
Figure 36: Consumer protection issues
Figure 37: Consumer protection issues
Figure 38: Predictors of consumer protection risks: Demographics
Figure 39: Predictors of exposure to consumer risks: Breadth of digital technologies
Figure 40: Predictors of exposure to consumer risks: Non-financial digital technologies
Figure 41: Predictors of exposure to consumer risks: Financial services
Figure 42: Relationship between depth of digital technology adoption and exposure to consumer protection risks
Risks and Resilience
Figure 43: Risks: General
Figure 44: Risks: Climate
Figure 45: Risks: Impacts
Figure 46: Financial resilience
Figure 47: Non-financial dimensions of business resilience
Figure 48: Access to connectivity and devices
Figure 49: Relationship between prior exposure to weather shock and investment in adaptation
Figure 50: Relationship between prior exposure to weather shock and use of financial services
Figure 51: Relationship between prior exposure to weather shock and use of digital tools
Figure 52: Relationship between overall technology adoption & resilience
Annex
Figure 53: MSEs by premises type
Figure 54: MSES by sector
Figure 1: Businesses enumerated by sizeFigure 2: Businesses enumerated by sectorFigure 3: Businesses enumerated by sectorFigure 4: Sample characteristicsFigure 5: MSEs by sector of productionFigure 6: MSE revenues and productivityFigure 7: Changes in MSE outcomes in past yearFigure 8: MSE owner characteristicsFigure 9: Pyschographic characrteristics of SME owners or managers, by genderFigure 10: Pyschographic characrteristics of SME owners or managers, by genderFigure 11: Correlation between owner’s motivations, goals and attitudes to riskFigure 12: Summary measures of financial accessFigure 13: Access to connectivity and devicesFigure 14: Drivers of overall technology adoptionFigure 15: Applications of digital technologyFigure 16: Depth of digital technology adoptionFigure 17: Non-financial digital technology adoption factorsFigure 18: Relationship between internet-connectivity and firm-level labor productivityFigure 19: Relationship between digital technology and firm-level labor productivityFigure 20: Relationship between general digital technology adoption and subjective growthFigure 21: Relationship between digital technology adoption and firm-level labor productivityFigure 22: Relationship between digital technology adoption and firm-level labor productivityFigure 23: Relationship between depth of digital technology adoption and firm-level labor productivityFigure 24: Summary measures of financial accessFigure 25: Financical accounts and savingsFigure 26: Merchant paymentsFigure 27: Demand for creditFigure 28: Barriers to creditFigure 29: Impacts of digital financial servicesFigure 30: Insurance usageFigure 31: Relationship between financial services and firm-level labor productivityFigure 32: Relationship between financial services and financial resilienceFigure 33: Relationship between financial services and firm growthFigure 34: Relationship between financial services and capital investmentFigure 35: Challenges with loan repaymentFigure 36: Consumer protection issuesFigure 37: Consumer protection issuesFigure 38: Predictors of consumer protection risks: DemographicsFigure 39: Predictors of exposure to consumer risks: Breadth of digital technologiesFigure 40: Predictors of exposure to consumer risks: Non-financial digital technologiesFigure 41: Predictors of exposure to consumer risks: Financial servicesFigure 42: Relationship between depth of digital technology adoption and exposure to consumer protection risksFigure 43: Risks: GeneralFigure 44: Risks: ClimateFigure 45: Risks: ImpactsFigure 46: Financial resilienceFigure 47: Non-financial dimensions of business resilienceFigure 48: Access to connectivity and devicesFigure 49: Relationship between prior exposure to weather shock and investment in adaptationFigure 50: Relationship between prior exposure to weather shock and use of financial servicesFigure 51: Relationship between prior exposure to weather shock and use of digital toolsFigure 52: Relationship between overall technology adoption & resilienceFigure 53: MSEs by premises typeFigure 54: MSES by sector